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…0. There is a simple way to meet these costs. The Government should offer a 20 per cent discount to any 2009 graduate who repays some or all of their loan by 31 October. Some 300,000 students will graduate this year, the first generation to pay top-up fees. Most have taken out loans of about £10,000 to cover fees and up to a further £15,000 for living costs. We do not yet know the total owed by the Class of 2009, but a conservative estimate puts t…